Why I Don’t Do Budgets

Photo by Steve Johnson

If people fall into a normal distribution, I must surely be in the big bulge in the middle — neither rich enough to make it on any list, nor so deep in debt that living is stressful. Yet, I am always beset by the nagging feeling that I’m not doing the best I can with my money, and especially about the part of my money I end up spending. After all, I definitely couldn’t retire today, and becoming “better” about spending money (whatever that means)…