10 Things I Wish I’d Learned at 20

Shubha Chakravarthy
7 min readMay 20, 2019
Photo by Krists Luhaers

Life looks very different at 20 than it does at 30 or 40. We can’t shortcut the process of acquiring pragmatic wisdom, but I sure wish someone who had walked a path similar to mine had sat me down and explained some “facts of life” back then.

This is what I wish someone had told me when I was 20. If you’re in that boat, here’s what I’d love to tell you!

Earnings Matter. A Lot.

Shubha Chakravarthy

Irrepressibly curious | Ex-banker | 2nd career entrepreneur | Making finance more human